Cash Discount Program

Accept all Payment Types


We process all major credit cards, plus PIN debit, EMV chip cards, Apple Pay and Android Pay. All payment types are deposited the next business day.

No Risk


Try it out risk free! Try our program as long as you like. If for any reason you don't love it, we will switch you back to traditional processing. No cancellation fees.

100% Compliant


Our Cash Discount Program is fully patented and compliant at all state and national levels. Additionally, our program is in compliance with the latest PCI Data Security Standards to protect your cardholder's data.

Free Equipment Placement Programs


From Countertop and Wireless Terminals to complete Point of Sale Systems, we have the perfect fit for your business. Most merchants qualify for FREE placement equipment!

Fast Setup


Within a few days of joining the program your equipment will arrive programmed, tested and ready to use. Simply plug in and begin processing. Wireless options are available!

In-House Customer Support


Our in-house dedicated support staff is available 24/7 to assist with any question or concern. Our team will feel like a part of your team!

How does it work?

We have developed an exclusive patented technology, which eliminates all or part of card payment processing costs. The terminal software program is designed to encourage customers to pay by cash. As part of the regular list product pricing a small service charge (either a fixed amount or percentage) is applied to all sales. A discount is automatically applied when customers pay with cash. No discount is given when paying by debit or credit card. The patented software automatically determines all discounts and actions based on payment type.

•   This program is the Only Compliant Automatic Credit Card Discount Program
•   U.S. Patented - US 8131619 B1, US 8478689 B1, US 8423439 B1
•   Compliant with all Card Brand Rules
•   No Pin Pad Required
•   EMV Chip Card Compatible (October 2015 requirements)
•   100% PCI Security Card Data Compliant
•   Apple Pay Compatible
•   Free Online Reporting

Disclose Pricing Notices

Place notices at the entrance to your business and on your register announcing that Customers who pay by cash earn a discount.

A service fee is applied to all non-cash sales.

As an incentive for customers we
provide a discount who pay with
cash or in-store gift card by
waiving the service fee.


Receipt Notification

All receipts include a service fee when customers pay for goods and services with a credit card or check card.



Isn't this the same as a surcharge?

No, the Cash Discount program is not a surcharge program. A surcharge is applied when the customer pays by credit card, increasing the cost of goods or services. As part of the Durbin Amendment (part of the 2010 Dodd-Frank law), businesses are permitted to offer a discount to customers as an incentive to encourage payment by alternative methods other than a credit cards. More information can be found on the Federal Trade Commission Website at

Who pays the credit card processing fees?

We do! Service Fees collected are set aside in an account and applied to offset the costs associated with credit card processing. Merchants can download monthly statements showing transaction details.

What if I have my own credit card processing terminal?

Because of the patented technology our payment systems are required for the Cash Discount Program. Most merchants qualify for our Free Placement programs so there is no equipment cost to you.

How do we notify our customers?

Place notices at the entrance to your business and on your register announcing that customers who pay by cash earn a discount. All sales receipts include a service fee when customers pay for goods and services with a credit card.

Do you offer a complete point of sale system?

Yes! Our complete POS Solution offers powerful software that includes the cash discount program, inventory control, employee timekeeping, robust sales reporting, customer tracking, loyalty programs, 24/7 support and more.

How do I qualify?

Qualifying is easy! Merchants of all types qualify for the Cash Discount Program. Contact us today at 877-333-6266 and ask about our Free Terminal Placement Program!

How soon can I start saving money?

Contact our specialists at 877-333-6266 to begin the application process. You can expect to start saving money within a few short days.

Does my business qualify for the cash discount program?

  • Auto Repair Shops

  • Tire Dealers

  • Car Dealerships

  • Auto Parts & Accessories

  • Retail Stores

  • Spa & Massage

  • Barbers

  • Beauty Salons

  • Nail Salons

  • Restaurants, Taverns, Clubs

  • Coffee Shops

  • Plumbers

  • CPAs

  • Attorneys

  • Physicians & Dentists

  • Home Services

  • Electricians

  • Grocery Stores

  • Dry Cleaners

  • And more!